S. Any Eligible RBC High Interest eSavings Account that is closed or switched to a different/account type which is not an RBC High Interest eSavings Account will be disqualified from this offer as of the closed or switched date. RBC New eSavings Client Bonus Interest Rate Offer Terms and Conditions Interest Rate Definitions: “Regular Interest Rate” means the interest rate ordinarily applicable to the RBC High Interest eSavings Account. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. 1. The savings account offers a 0. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. 9 0 0. The Bonus Interest Rate on August 3, 2023 was 3. Trade and invest using our online investing site; the customizable trading dashboard or the RBC Mobile 1 app. If you are looking for the best high-interest savings accounts in Canada, you will be sorely disappointed by the rate on RBC’s High-Interest eSavings account. , Royal Trust Company or The. Get $25 To Help Kick Start Your Child’s Financial Journey. The Bonus Interest Rate of 3. legal bug. The Bonus Interest Rate on August 3, 2023 was 3. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. 2% interest for 3 months when you open your first RBC High Interest eSavings account. View Offer Details. The Bonus Interest Rate on August 3, 2023 was 3. SIGN IN MENU. $ 22. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal Accounts Interest Rates. To help grow your savings faster you will earn 4. 00% interest on new deposits in your eligible RBC High Interest eSavings® Account Every dollar makes a difference when you’re saving for the future. Any balances over. Here are current popular purchase and switch rates for select fixed and variable rate closed term mortgages: Term. Earn 5. Simply open your first RBC High Interest eSavings account by August 31, 2021 to get 1% interest (on balances up to $1,000,000) for the first 3 months 2. To change the order of transactions, click "Sort Transactions". Offer expires December 22, 2023. The RBC U. Any Eligible RBC U. legal bug. View Legal Disclaimers. If you are looking for the best high-interest savings accounts in Canada, you will be sorely disappointed by the rate on RBC’s High-Interest eSavings account. The Bonus Interest Rate of 3. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Just be aware that you’ll still have to pay foreign exchange rates when you transfer money between your RBC accounts, and. Book an Appointment Opens in new window. 6. The Bonus Interest Rate of 3. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. The RBC High-Interest eSavings Account features high interest on every dollar, with no minimum deposit requirements and monthly fee. , Royal Trust Company. The RBC High Interest eSavings Account is a fee-free online account that lets you earn 1. Certificate of account balance/loan interest paid. ):. s. Contact Information. From the Account Balances page, click on the account name or number. dollar account or the RBC High Interest eSavings account. S. Dollars Working Harder For You Earn high daily interest on every U. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. You can set up automatic transfers between your RBC Royal Bank accounts by tapping Frequency and selecting an option. Open In-branch. This plan has $0 fee per month and offers a modest 1. , RBC Direct Investing Inc. Search RBC Bank. 50 and that's taxable income. But calling 1. The RBC High Interest eSavings account pays high interest on every dollar you save with no minimum deposit requirements. , RBC Direct Investing Inc. 12 FREE/year, $9. A fixed rate mortgage offers an interest rate that is "locked-in" for the term of your mortgage, so you won't have to think about future interest rate fluctuations during your mortgage term. Save up to $11. We apologize for the inconvenience! Need help? Call 1‑800‑769‑25611. You'll get a one-time cash bonus equivalent to ten times the amount of interest. Plus, get 1. 00% interest on new funds deposited to your existing eligible RBC High Interest eSavings Account between February 15 th, 2022 to April 30 th, 2022 1 . Rates for 21 November 2023. For more information on the RBC Value Program please visit:. Transfer money between your RBC U. High interest on every dollar. RateLink Essential (Regular and Sixty-Plus) and Discontinued Royal Bank Sixty-Plus Accounts. 2) For transfers of $1000 or less or $10 for transfer over $1000 Any Eligible eSavings Account that, prior to the payment of interest at the Bonus Interest Rate, is closed or switched to another product type which is not an RBC High Interest eSavings Account will forfeit any such interest calculated during the month in which the Eligible eSavings Account is closed or switched. Overdraft Protection fee waived. It is easy, fast, and secure! Send Money Now in RBC Online Banking. Subject to Paragraph 9 of these Terms, interest at the Initial Bonus Interest Rate and Subsequent Bonus Interest Rate will be calculated daily on balances up to $1,000,000, and paid monthly during the Promotional Period to the Eligible eSavings Account opened to qualify for this RBC New eSavings Client Interest Rate Offer. S. At a 1. Sign In. Compare All Lines of Credit & Loans. Table of Contents. 2. Here’s why 60% of Canadians invest in a TFSA 1: Pay no taxes on any investment earnings 4. RBC High Interest eSavings is an online savings account that offers high interest on every dollar and free transfers between any RBC Royal Bank personal deposit accounts in your name. You’ll earn 0. . 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. RBC U. dollars, including the RBC US High Interest eSavings® Account (b) any eSavings Account with more than three co-owners and (c) any Deposit Account with ownership in the name of an “Estate of. Contribute for as long as you want to—there’s no age limit. The Bonus Interest Rate of 3. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. The Bonus Interest Rate of 3. The Bonus Interest Rate of 3. Free account transfers 24/7 with no delay. Valid until December 22, 2023 . 10% for the first three months. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 5 stars. For ages 13+. , RBC Direct Investing Inc. Compounding interest can be defined as “interest on interest. , Royal Trust Company or The. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. First-time clients who open an RBC High-Interest eSavings Account by 3 PM EST on December 22, 2023, will get a high interest rate for three months (on balances up to $1,000,000). 50%; a. , Royal Trust Company or The. The Bonus Interest Rate on August 3, 2023 was 3. High Interest eSavings account and get a cash bonus of up to $5,000 USD —plus earn interest on every dollar, every day. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. , Royal Trust Company or The. The Bonus Interest Rate of 3. 9% bonus interest rate offer (which is in addition to the regular interest rate) for the 3-month promotional period is only available to individuals who have never been the primary owner of an RBC High Interest eSavings account at any time before September 21, 2022 and who open an RBC High Interest eSavings account by December 15, 2022. The RBC High Interest eSavings account maximizes your savings with a high interest rate and free online transfers to your RBC Royal Bank accounts. The Bonus Interest Rate of 3. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. 6. Legal Disclaimer 14. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. Unlock More from Your Everyday Banking. , Royal Trust Company or The. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal Accounts Interest Rates. Key Savings Account Features. S. Valid until December 22, 2023 CIBC eAdvantage Savings Account: Get a Smart Interest of 0. You must have another RBC account. Monthly Paper Statements. Any Eligible eSavings Account that, prior to the payment of interest at the Bonus Interest Rate, is closed or switched to another product type which is not an RBC High Interest eSavings Account will forfeit any such interest calculated during the month in which the Eligible eSavings Account is closed or switched. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 95 each thereafter. To get started, simply move your money into your eligible account which you can do. Thanks for banking with RBC—we look forward to welcoming you to the Value Program. , Royal Trust Company or The. S. All remaining cash bonuses will be forfeited. 80%. , RBC Direct Investing Inc. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 5. 99%; Cash Advance Interest Rate: 22. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. dollar account or the RBC High Interest eSavings account. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. , Royal Trust Company or The. They have Cross Border Specialists who can set it all up for you over the phone. It is a simple interest calculation. High Interest eSavings Account on the date (between July 15, 2023 and July 31, 2023) on which the Cash Bonus is deposited shall forfeit the right to receive the Cash Bonus, even if all other Qualifying. Sign into RBC Online Banking only once and access your U. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Book an Appointment Opens in new window. Explore RBC Direct Investing. 090%. Boost your investing confidence and make stronger decisions by understanding your personal relationship with money. 9% bonus interest rate offer (which is in addition to the regular interest rate) for the 3-month promotional period is only available to individuals who have never been the primary owner of an RBC High Interest eSavings account at any time before September 21, 2022 and who open an RBC High Interest eSavings account by. The interest rate is an annual interest rate. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. 5% interest on your balance and you’ll get fee-free RBC transfers. eStatements. Potentially reduce your tax bill and carry forward undeducted contributions indefinitely. Phishing. Limitations RBC’s High Interest eSavings is the better choice, with an across-the-board rate of 1. Simply open your first RBC High Interest eSavings account by August 31, 2021 to get 1% interest (on balances up to $1,000,000) for the first 3 months 2. Find a Branch; Call 1-800-769-2511; Email; EN. —. Horizons High-Interest Savings ETF. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. , RBC Direct Investing Inc. 5% INTEREST. When You. S. 12 FREE/year, $9. Go to siteThe Bonus Interest Rate of 3. Start Application Online. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. View Details about Low Monthly Fee Operating Account. 5. From the Account Balances page, click on the account name or number. You then have 15 years to repay. Get advice any time you need it, at home or in-person. Contribute even if you’re retired or not employed. An online savings account offering high interest legal bug 1 on every dollar: Tiered interest legal bug 1 rates begin at balances of $5,000 or more: Tiered interest legal bug 1 on every dollar saved: High interest legal bug 1 on every U. — you can hold a variety of investments in either plan. Unlock more from your everyday banking. Search. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Transfer money between your RBC U. Find a Branch; Call 1-800-769-2511; Email; EN. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Many first-time home buyers use their RRSP savings to help increase their down payment through the federal government’s Home Buyer’s Plan. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. I think it was 1. When you add on the bonus interest of. This RBC New eSavings Client Bonus Interest Rate Offer cannot be combined with other promotional rate offers applicable to an RBC High. APR 2. EQ Bank TFSA Savings Account. When it comes to saving for the future, many Canadians use a tax-smart registered account such as a TFSA, RRSP or FHSA. This observation glosses over some of the nuance, but the takeaway is that long-term thinking is a key element of progress. The RBC High Interest eSavings account is a no monthly fee account that allows you to earn high interest on savings. Promotional rate Bonus Offer. Follow the on-screen instructions. Royal Bank Prime. Like other types of investment accounts—both registered. Additionally, different types of transfers have varying prices. S. 1 NSF fee rebated every calendar year legal bug 6. Everyday low interest rates. Earn 5. Promotions. Including ATM and unassisted telephone fund transfers, from this account to any other RBC Royal Bank personal deposit account in your name. 7. Search RBC. 95%. 5 per cent. Contact Customer Service; Call 1-800-769-2553; Locate a No-Fee 2 U. 60% rate and has no monthly account fee. Also, the account only offers 1 free RBC ATM withdrawal per month, which isn’t that unusual for a savings account. 95 each thereafter. D. 50% that lets you grow your savings without worrying about any promotional periods. The 2. Any balances over. dollars, this online savings account offers you the following: High interest on every U. The Bonus Interest Rate of 3. Tap Add a Payee. Eligible Credit Cards. RBC Royal Bank institution number: 003. Offer Ends January 3, 2024. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. As of the start of the Promotional Period (September 13, 2023), the annual Bonus Interest Rate is 3. If you have not used the funds in your FHSA by that time, they can be transferred tax-free to your Registered Retirement Savings Plan (RRSP) without. S. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. , RBC Direct Investing Inc. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. Also, the account only offers 1 free RBC ATM. Just keep in mind that as a straight-ahead savings account isn’t suitable for day to day banking since it only offers one. Apply by November 27, 2023. 70%, much less than what you’d earn with the EQ Bank Saving Plus. “Saving and investing for the long. 00% interest rate on its High-Interest e-Savings Account. You can deposit the amount you want into your account as there is no minimum deposit required. Here’s why 60% of Canadians invest in a TFSA 1: Pay no taxes on any investment earnings 4. 70%, first three months: 4. RBC High Interest eSavings: Earns a higher interest rate than a typical savings account. RBC is offering a 5. 60% annual interest rate, this account will pay you approximately $160 after a year when you deposit $10,000. legal bug. The RBC High Interest eSavings account maximizes your savings with a high interest rate and free online transfers to your RBC Royal Bank accounts. , RBC Global Asset Management Inc. S. 2% interest for 3 months when you open your first RBC High Interest eSavings account. 50. Get $25 when you open an RBC Leo’s Young Savers Account 1 on us. Royal Bank US Prime *. RBC High Interest eSavings: 5. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. View Legal Disclaimers Hide Legal Disclaimers . RBC offers credit cards in various categories, including cash. 5 Year Fixed. Right Account Guarantee ®. Any Eligible RBC U. 99% if you reside in Quebec). View Legal Disclaimers Hide Legal Disclaimers . Checking your eavestroughs and gutters for debris regularly is a great way to prevent flood damage. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. And it comes free of cost and you need only do everything online. ” 2. RBC High Interest eSavings account rating: 3. You can apply online, set up Save-Matic, and access your money 24/7 with no minimum deposit requirements or fees. S. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Looking at my monthly statement, I noticed the money I have stashed in my high interest savings account went from $18CAD monthly return to about $1CAD. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings. Make up for missed contribution room from previous years indefinitely. Only at RBC. 090%. Any balances over. Full: $1. $2. , Royal Trust Company or The. RBC’s Royal Bank High Interest eSavings Account is an online savings account that offers a competitive annual interest rate. 25% interest on new funds deposited to your existing eligible RBC High Interest eSavings Account between February 1, 2023 to April 30, 2023 1 . Every dollar makes a difference when you’re saving for the future. For a limited time, open an RBC U. If you currently have a paper statement with one of these accounts and update to eDocuments, you won’t be able to change back to paper statements. dollar 1. 95%; a. C. S. Unlimited debits worldwide. 05% interest rate, has no minimum deposit requirements, and includes free transfers between the savings account and RBC chequing accounts. The Bonus Interest Rate on August 3, 2023 was 3. The RBC High Interest eSavings account and the RBC US High Interest eSavings account now deliver your account information in electronic form only. $0 monthly fee for seniors 8 and RDSP beneficiaries 9. , Royal Trust Company or The. The Bonus Interest Rate on August 3, 2023 was 3. RBC TFSA RBC High Interest eSavings; Purpose: A registered account for tax-free earnings and withdrawals: High interest-earning account: Interest rate: 0. Account details. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal Accounts Interest Rates. Find RBC Bank interest rates for US accounts, including Premium Checking, Preferred Checking, CDs, Personal Savings and Preferred Money Market Savings. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Select a Payee. Dollar Chequing Accounts. RBC US Dollar High-Interest eSavings Accounts. 95 per month. Including ATM and unassisted telephone fund transfers, from this account to any other RBC Royal Bank personal deposit account in your name. Transfer Fees. Any balances over. 99%; Cash Advance Interest Rate: 22. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Make up for missed contribution room from previous years indefinitely. Cannot remit funds from any U. Free account transfers 24/7 with no delay. RBC High Interest eSavings Account: Earn 5. S. Only the first Eligible eSavings Account opened by you as a Primary Owner during the Qualifying Period will receive the benefit(s) for which you qualify under this RBC New eSavings Client Interest Rate Offer. It offers. RBC, TD, BMO. On May 15, 2018, the Regular Interest Rate was 0. dollar account or an RBC High Interest eSavings account. AdChoices; Promotions; Royal Bank. 4. , Royal Trust Company. RBC Vantage gives you powerful benefits with any eligible RBC. Legal Disclaimer 14. View in-depth research and market news. . 50%. *For each enrolled account, you must also complete at least 2 out of 3 regular account activities (pre-authorized payment, direct deposit or bill payment) each month to receive the monthly fee rebate. 50. You can commit to a regular savings plan with Save-Matic⁷. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 6. These fees can range from $0-$10 per transaction. The Bonus Interest Rate of 3. RBC New eSavings Client Bonus Interest Rate Offer Terms and Conditions Interest Rate Definitions: “Regular Interest Rate” means the interest rate ordinarily applicable to the RBC High Interest eSavings Account. 50%. *For each enrolled account, you must also complete at least 2 out of 3 regular account activities (pre-authorized payment, direct deposit or bill payment) each month to receive the monthly fee rebate. 2 Year Fixed. Track your personalized savings goals in real time and watch your money grow. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. 4. , RBC Direct Investing Inc. Best of all, everything can be done. High Interest eSavings Account is a cross-border account that lets you earn interest on any savings you hold in US dollars. Skip to main content. RBC High Interest eSavings; Learn more about the Value Program or explore bank accounts now. Pay no taxes on any investment earnings. The account can be managed entirely online, with features like free e-transfers and mobile check. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 80%: $0: Financial Services Regulatory Authority of Ontario: Scotiabank MomentumPLUS. Carry forward any unused contribution room from the prior years for as long as you have the account. $ 30. 3. Account. FREE Interac ‡ e-Transfer transactions 5, 6. RBC ION+™ Visa ‡. 50%: $0: $0: $5: Methodology. dollar saved: Currency: Canadian: Canadian: Canadian: U. , RBC Direct Investing Inc. Rate Type. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. , RBC Global Asset Management Inc. Withdraw your money at any time for any reason 2. 23: Excludes RBC High Interest eSavings ® account. All remaining cash bonuses will be forfeited. NOMI Find & Save will learn your transaction patterns, find extra dollars that it thinks you won’t miss and set them aside for you automatically. 490%. 1. Eligible Credit Cards. The Bonus Interest Rate of 3. Cannot remit funds from any U. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. 80%: $0: Financial Services Regulatory Authority of Ontario:. , RBC Global Asset Management Inc. 4. Interest is computed every day based on the closing credit balance. Rate [ % ] Date of Change. We speak with an expert to find out if there's a perfect time to get into the markets. Or, if you wish, you can try submitting your application again. 150%. 5% interest 26,27 for 3 months when you open your first RBC High Interest eSavings account. The Bonus Interest Rate on August 3, 2023 was 3.